What is Visitor Visa Insurance?
Visitor visa insurance is a policy that provides insurance cover for a person while traveling outside their home country or country of citizenship. Unlike domestic insurance policies, it is a short-term international travel insurance plan that covers necessary medical expenses related to unforeseen circumstances like accidents, illnesses, injuries, complications due to allergies, etc that may happen while traveling.
A visitor visa insurance protects your friends and family from the high medical costs. During their stay in Canada, the visitor visa insurance acts as the temporary insurance for them. Although the benefits and cover of visitor visa insurance is not as wide as the health insurance in Canada, it still covers the most important ones.
The essential medical services like, hospitalization, prescriptive medication, ambulance services, physician services, dental emergencies etc., are usually covered in it. Also, pre-existing medical conditions are sometimes covered too.
Why do you need a Visitor Visa Insurance?
Anyone visiting Canada needs to have a visitor visa insurance. This protects the person from the huge medical costs that are associated with healthcare for uninsured people. Visitor visa insurance should be purchased prior to arrival to Canada. If the effective date is after the arrival date, most of the insurance companies do not cover expenses within 48 hours up to 8 days as a result of sickness occurring immediately following your policy effective date. Injury coverage is effective immediately.
While applying for the visitor insurance plan, you must check for the following features and choose which type, range and the budget that best suits them.
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Advantages of Getting Visitor Visa Insurance
- Insurance covers medical costs of your visiting friends.
- Covers hospitalization, prescriptive medication, ambulance services, etc.
- Provides for cost of health services for new immigrants.
- Foreign students and even tourists visiting Canada also get coverage.
- It covers the medical costs of international workers.
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